The Motability Scheme helps people with disabilities stay mobile while minimising the financial strain of car ownership. There are many benefits from breakdown assistance to Motability insurance, so find out more today and fully enjoy LSH Auto Motability.
When you apply for the Motability Scheme and your application is approved, you’ll benefit from full breakdown cover for the full lease period. This is provided by RAC Motability Assist and is designed to give you peace of mind while out and about.
Whether you breakdown at work, home or on-the-go, RAC Motability Assist will try to get your car up and running as quickly as possible. Or, take it to the nearest repairer.
Replacement transport will be arranged when needed. Motability Assist will also help organise overnight accommodation or onward travel costs of up to £99 per person or £300 per party – whichever is the lesser amount. They can also take up to eight people to a single location.
If your vehicle isn’t roadworthy and requires some level of repair, you’ll be provided with a replacement vehicle for up to 48 hours. Terms and conditions apply.
RAC Motability doesn’t cover road travel outside of Europe. When travelling around Europe, RAC European breakdown cover is available.
If your Motability vehicle breaks down while towing a caravan or trailer, RAC Motability Assist will attend to your vehicle. The cost of caravan or trailer repairs will not be covered.
If the breakdown is due to a Motability vehicle fault, RAC Motability will tow your vehicle plus caravan/trailer to a destination of your choice. If the caravan/trailer caused the issue, they’ll tow you to safety, up to a distance of 10 miles.
Call RAC Motability Assist on 0800 73 111 73 and someone should be there to help within 45 minutes. Once that essential call has been made, you must:
With Motability insurance, you can take your vehicle abroad within the European Union and to Iceland, Norway, Switzerland and Liechtenstein free of charge for up to 90 days in any 12-month period.
Your excess – this will vary depending on the age and experience of the driver
If you can’t use your vehicle due to loss or damage, a temporary replacement vehicle will be provided. If a suitable vehicle isn’t available, you may be able to claim for ‘loss of use’ benefits.
If an accident is caused by an identified third party, RSAM will try to recover the cost of items not covered by your insurance.
All Motability vehicles come with RSA Motability (RSAM) insurance, which covers:
Should an accident occur which leads to death, limb loss or permanent loss of sight in one or both eyes, cover is provided up to a limit of £500 per person for the driver and any passengers.
Accidents happen. So, if you find yourself in an unfortunate situation, try to remember the following advice.
If you’ve any further questions about the Motability Scheme in general or regarding breakdown assist, accident assist or insurance, contact us today.