If you’re looking to buy a Mercedes-Benz, BYD or Smart car, you can do so with ease with LSH Auto. In fact, if you need budgeting assistance, our flexible finance solutions are available for just this reason.
To buy online with LSH Auto, please follow these four simple steps…
If you have a good credit rating, almost certainly.
There’s every chance that you can. Certainly, it’s easier to get PCP financing with bad credit than it is to lease a car. This is because, with PCP, you’re financing a part of the vehicle’s total cost.
It stands for annual percentage rate, and it includes interest and any administration fees.
Soft credit search – this is generally used to check your eligibility for financing, and it won’t affect your credit score.
Hard credit search – this checks your ability to pay based on your recent financial history, and it might have an adverse effect on your credit score if it's already less than good.
If you have a good credit score, there’s no reason why not.
For people with bad credit, HP is perhaps the easiest financing solution. This is because the loan value is secured against the vehicle. However, if you miss payments, the lender may elect to repossess the car to settle your debt.
Annual percentage rate (APR) comprises interest and any administrative fees, making it easier to see how much you need to pay.
A soft credit search won’t affect your credit score, no matter how many times it’s undertaken. Essentially, it’s a check to see if you’re eligible for financing.
A hard credit check is undertaken when you apply for finance. If you have a poor credit score, it could result in a ‘black mark’ on your credit history, and a further lessening of your score.
We have trained finance specialists within all of our dealerships who pride themselves in offering outstanding customer service and assisting customers in finding the right funding solution to suit their pocket and individual circumstances.
With clear agreements and competitive finance packages available to suit your needs, we're confident we can help you get something special on your driveway.
Finding the right purchasing agreement is as important as selecting the right vehicle.
With this in mind, we have designed a number of attractive finance packages to make things that much easier.